F.R.E.S.H – a NEW approach :-)

Start New Year 2017 with a FRESH Perspective.

2017 is the year of new beginnings, “No one’s ever achieved financial fitness with a January resolution that’s abandoned by February.”

You can have a great year 2017 provided you look at things with the FRESH perspective, take the First step, Reset, Encourage yourself to take decisions, Get into a framework/ System, Seek Help in the areas that you are not perfect at.










F- First step: The journey of thousand miles starts with the first step and the first step towards getting somewhere is to decide that you are not going to stay where you are.








Apprehensions, panic and glitches are very common before taking the first step and thats what we are going to do in this year. Whatever your goal is and whatever you wish to achieve , can only happen if you decide to take the first step. The first step is the heaviest, It is much easier to take the next steps as you can see ahead clearly whats in store for you.

Go Get that health insurance/term insurance that you have been researching upon for long, Make a plan for your retirement, Write your WILL.

So, What are we going to do today ? ” Take the First Step” 🙂

R- Reset : Reset, start over , Begin again. Forget the load of the past and just apply reset button to life to refresh your senses and bounce back with fresh zeal and energy. At times, life just seems monotonous and things doesn’t seem right. Its completely okay to reset and unlearn what you know already and start over.









Go and review your Financial life and its time to renew it, let go of wrong investments and grab the good ones that you haven’t till date.

E- Encourage : Encourage yourself to take decisions you have never taken, break patterns, get out of your comfort zone, go out and seek answers to the questions you have. It is never too late to do anything that you haven’t done and want to do. You and only you can do for yourself what you have dreamt for.








Go plan for for your wealth in a way never done earlier, start by investing in mutual funds by just keeping basics in mind and forget the complicated that you know.

S- System: Since childhood, we have been in different systems at different time. We have learnt what discipline is and how it can help in every aspect of life in order to be successful and free, and it allows one to have power and control in life. If systems aren’t put in place, it’s very hard to keep everything organized and consistent.









Go Organize the loose policy documents, statements and important papers. Consolidate what all you have at one place and most importantly involve family members in the same. Put yourself into a particular system of saving/ investing every month towards your goals.

H- Help:  We were born to be real , not to be Perfect. Take help in areas that you know, you are not perfect at. We take help of our elders for decision in family matters, We take help of party planners to plan our party, We take the help of recipe videos to cook a new dish or an old dish in a new way 🙂








Go Take the help of a financial Advisor to help understand risk and reward, to help you assist in Financial areas that are extremely important, to help have e better Financial Life. It is core work of Financial advisor to help you have Financial Freedom.

 Images have been sourced from google.com

About the Author:  Gurleen Kaur is a Financial Consultant and devotes her time to her company www.hareepatti.com. She has done her Bachelors in Finance and Investment Analysis(BFIA) from College of Business Studies(CBS, Delhi) and MBA from IMT, Ghaziabad. She can be Contacted at gurleen@hareepatti.com

Author: Gurleen Kaur

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