We all have been Shararti (Naughty ) at some point of life. We have been Shararti in school, Shararti at home, Shararti when we were young, Shararati when we grew up . There is some Shararat in everything that we do. The child within us have to be kept alive.
There is always some Shararti-ness in the way we manage Personal Finance too. Let us see how:
S- Stay committed to your goal. Let nothing deviate you from what your objective is. If it is building your retirement corpus, then no external factors let you fail in your goal and stop you from reaching there.
H- Have faith in the correct decisions you have taken. Don’t doubt them too often. “Log to kehte rahenge, logon ka kaam hai kehna” Don’t hear them so often when they say that this is the wrong decision, follow your gut and instinct.
A- Actively manage your money, Don’t let it sit idle. “Sitting idle is responsible for weight gain but it will definitely not put on weight to your portfolio.” 🙂
R- Remain in the momentum that you have built over the years. Maintain the habit of saving more, spending less. Maintain the habit of investing in a systematic manner for your goals.
A- Anticipate the best and Be prepared for the worst. Period.
R- Relate to your heart and mind both. Sometimes, heart helps us in taking right decisions and sometimes mind. Keep following both of them and take the best decisions of your life.
T- Tell yourself time and again that you have an awesome Financial life, this will help you build one even if you are not having one currently. This will help in strengthening your faith in yourself and your decisions.
I- Imagine yourself in the position that you want you to be in. Visualize you fulfilling your goals/ dreams. If you are dreaming of buying a BMW, visualize yourself sitting in one and driving one , this will help you get what you want faster 🙂
Now onwards, have a SHARARTI Financial Life. I promise, being Shararti will help you have your desired Financial life 🙂
About the Author: Gurleen Kaur is a Financial Consultant and devotes her time to her company www.hareepatti.com. She has done her Bachelors in Finance and Investment Analysis(BFIA) from College of Business Studies(CBS, Delhi) and MBA from IMT, Ghaziabad. She can be Contacted at [email protected]